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The amount of cars on the road increases each and every year. With countless vehicles on the road, accidents can happen. The difference between a small aggravation and large obstacle can be your car insurance. But why do you need to own insurance and just how much should you buy? Required coverage varies by state/province but typically includes the following: Liability: Personal injury and property damage that you are responsible for will be paid for under this type of insurance. Damages from bodily injury include medical expenses, lost wages, and pain and suffering. Property damage can refer to car repair costs or loss of property use. It also covers your defense and court costs if you are sued. Local laws typically mandate standard amounts of liability insurance, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: This is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. If this policy is bought, the insured person will receive coverage for reasonable medical or funeral costs. Collision: This pays for damage to your vehicle caused by an accident. Comprehensive: Protect your vehicle from damages from other sources when you buy this type of insurance. This may include protection from theft, vandalism, and weather damage. Uninsured Motorist: If you are in an accident with a driver without insurance, this type of insurance will make sure you are covered. Under-Insured Motorist: This pays for collision expenses when an insured person is injured in an accident caused by another person who does not have enough liability insurance to pay for the full cost of the damages. Other policies, including emergency road service, are also available. Your car insurance payments varies based on the company and will depend on multiple factors, such as: * Which policies you choose * The make and model of the vehicle you drive * Whether or not you have been in an accident * Your age, gender and marital status * The place where you live Some people have come to think of car insurance as a necessary evil, but it is something you will need if you are ever in an accident. Evaluate your needs, do your research , and with the help of your insurance agent, choose the option that fits you best. State Farm Clermont

We see more and more cars on the road every year. With the increasing number of vehicles on the road, accidents can happen. If you get in a car wreck, the car insurance you own can make a big difference in how much you have to pay. How can you decide what insurance you require and how to buy it? Insurance requirements vary by state/province, but typically include the following: Liability: Bodily injury and property damage that you are responsible for will be paid for under liability insurance. Damages from bodily injury include medical fees, and lost wages. Property damage includes damaged property and loss of property use. It can also cover your defense and court costs if you are sued. Recommended, more comprehensive levels of insurance are available that take care of more than the lower, state-mandated varieties. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage can be purchased in states that are not considered no-fault and will pay no matter who is responsible for the accident. All necessary medical or funeral expenses will be covered under this insurance policy. Collision: This pays for damages to your vehicle caused by an accident. Comprehensive: Applies if your vehicle is stolen or damaged by causes other than a collision, including weather damage or vandalism. Uninsured Motorist: If you are hit by an uninsured driver, this type of insurance will protect you. Under-Insured Motorist: This pays for damages when an insured person is injured in a crash caused by another person who does not have the right amount of insurance to cover the full amount of the damages. Emergency road service, car rental, and other types of coverage can also be purchased. Your car insurance payments varies based on the company and will depend on several factors, such as: *Your selected coverage *Your vehicle's make and model * Your driving record * Your age, gender and marital status * Where you live Many people think they can get by without car insurance, but it is truly something you don't want to live without. Evaluate your needs, do your research , and with the guidance of your insurance agency, choose the option that fits you best. State Farm Agent Clermont

Each year, more drivers travel the highways. This can lead to a higher possibility of a car accident for you and your family. If you get in a car accident, the car insurance you own can make a large difference in what happens next. But why do you need to own insurance and just how much should you buy? Auto insurance provides you with protection from covering the cost of damage caused to your car or someone else's car and injury to others, yourself, or your passengers, plus certain other situations, such as burglary. Without insurance, you risk having to pay the total price of the harm you cause others. Liability: It pays for the expenses you have caused to others in a car accident, including property damage and injury. If you are in legal trouble, liability insurance can pay for your court costs. Local laws typically require standard amounts, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. The minimum amount of this insurance is typically set by local government. Medical Payments: This coverage is available in non-no-fault states; it pays regardless of who carries responsibility for a crash. If this type of coverage has been bought, the insured person will receive coverage for all types of medical and funeral expenses. Collision: Damages resulting from a car accident will be covered under this kind of car insurance. Comprehensive: This kind of insurance protection takes care of any non-collision damages. This could include flood damage, vandalism, and burglary. Uninsured Motorist: Pays for damages when an insured person is in an accident caused by another person who does not have insurance. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to cover all the expenses they are supposed to take care of. This type of insurance protects you in accidents involving those drivers. Other types of coverage, such as emergency road service, are also available. What you pay for car insurance varies by company and will depend on multiple factors, such as: *Your selected coverage *Your vehicle's make and model * Whether or not you have been in an accident * Your age, sex and marital status * Where you live Many people don't want to pay for car insurance, but it is honestly something you don't want to live without. Review your needs, research your options, and with the help of your insurance agent, choose the option that fits you best. State Farm Clermont

There are more drivers hitting the road every year. As this number goes up, the possibility of accidents also goes up. Car insurance can be the difference between a minor inconvenience and a major hassle. How can you determine what insurance you need and how to buy it? Your car insurance may be able to pay for the expenses from a car crash ranging from car repairs to legal fees. Your state or province certainly requires some type of car insurance. Electing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of all the damage that you may have caused. Liability: Pays for damages due to personal injury and property damage to others that you have caused. If you are sued, it also pays your legal fees. Recommended, more comprehensive levels of liability insurance can be purchased that take care of more than the lower, state-mandated insurance. Personal Injury Protection: Personal injury insurance is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It may also pay for lost wages, replacement of services and funeral expenses. Local law typically sets minimum amounts. Medical Payments: Medical payment coverage is available in states that are not considered no-fault and will pay regardless of who is responsible for an accident. All reasonable medical or funeral expenses will be covered under this type of coverage. Collision: This pays for damage to your car caused by an accident. Comprehensive: This kind of insurance protection covers any damages not caused by a collision. This could include hail damage, vandalism, and burglary. Uninsured Motorist: Thousands of drivers are breaking the law by driving without having the right amount of insurance. This type of coverage will protect you if you are in an accident with one of these drivers. Under-Insured Motorist: This pays for collision expenses when a driver with insurance is injured in an accident caused by a driver who does not have the right amount of insurance to pay for the total cost of the damages. Other types of coverage, including emergency road service, are also available. Your car insurance payments varies based on the company and will depend on several factors, such as: * What coverage you choose * The type of the car you own * Your driving record * Your age, gender and marital status * Where you live Some have come to think of car insurance as a necessary evil, but it is something you will need if you are ever in an accident. Review your needs, research your options, and with the support of your insurance agent, choose the option that fits you best. State Farm Agent Clermont

The amount of cars and drivers on the road increases every year. This can lead to a higher possibility of a collision for you and your family. Automobile insurance can make the difference between a small setback and a large hassle. But why do you need insurance and just how much should you buy? Car crashes can result in a variety of different expenses, which your insurance can pay for based on the type of insurance you have purchased. By not purchasing insurance, you risk having to pay the total price of the harm you cause others. Liability: This type of insurance coverage will pay for the damage that you have caused. These damages can include personal injury, and property damage. It can also cover your legal fees if you are sued. Recommended, higher levels of liability insurance can be purchased that take care of more than the stripped-down, state-mandated insurance. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. This insurance may also cover lost wages, replacement of services and funeral costs. State law typically sets minimum amounts. Medical Payments: Medical payment coverage can be purchased in states that are not considered no-fault and will pay no matter who is responsible for the accident. All necessary medical or funeral expenses will be covered under this type of coverage. Collision: Damages that occur from a collision will be covered under this type of insurance. Comprehensive: Protect your car from damages from other sources when you buy this type of insurance. This may include protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: If you are in an accident with a driver without insurance or a hit-and-run driver, this type of insurance coverage will make sure you are covered. Under-Insured Motorist: There are other drivers who have liability insurance that can't cover all the expenses they are responsible for. Under-insured motorist coverage protects you from those drivers. Other types of coverage, such as car rental and emergency road service, are also available. State Farm Agent Clermont

Each year, more cars and drivers are on the roads. As this number goes up, the possibility of accidents also goes up. If you get in a car accident, the auto insurance you own can make a large difference in the experience you have. So how do you know what type of car insurance you need and how much to buy? Your insurance may be able to pay for the expenses from a car crash ranging from hospital bills to replacement costs. Choosing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle or pay the cost of all the damage that you may have caused. Liability: This type of insurance can pay for the damage that you are responsible for. These damages might include bodily injury, and property damage. It can also cover your legal fees if you are sued. State laws typically mandate minimum amounts of liability insurance, but higher amounts can be purchased and are extremely helpful. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or other people in your car, no matter who was at fault in the collision. It is commonly called no-fault coverage. The minimum amount of this insurance is usually set by the state. Medical Payments: This coverage is available in non-no-fault states; it will pay despite who carries responsibility for a crash. All necessary medical or funeral expenses will be paid for under this type of policy. Collision: This pays for damage to your car caused by a collision. Comprehensive: Applies if your car is stolen or damaged by causes other than a collision, including fire, wind, hail, flood or vandalism. Uninsured Motorist: This pays for damages when someone with insurance is in a crash caused by a driver who does not have insurance. Under-Insured Motorist: Many drivers have liability insurance that might not be able to pay for all the expenses they are supposed to take care of. This type of insurance covers you from those drivers. Other types of coverage, like emergency road service, are also available. Your car insurance payments varies based on the company and will depend on multiple factors, such as: *Your desired coverage *Your vehicle's make and model * Your driving record * Your age, gender and marital status * Where you live Some people have consider car insurance as a necessary evil, but it can truly rescue you from a financial disaster. Evaluate your needs, research your options, and with the guidance of your insurance agent, make the decision that fits you best. State Farm Agent Clermont

Protect yourself and your family with State Farm® Insurance. To look over all your choices for personal coverage, call a State Farm® agent now. State Farm® sells competitive insurance coverage for homeowners that will help you protect your biggest purchase. There are various reasons that make us the best insurance choice for customers all over the country. Along with our professional State Farm® agents, our customers also receive around the clock customer service, a dedicated customer management system, and tech tools like the State Farm® app. With these features and our high level of service, we are working hard to provide every single client with the best protection they can receive. Feeling protected comes naturally to our clients when they choose State Farm®. State Farm Clermont