Your Insurance Coverage Always Working For You
- 6 29, 2019
- |Car and Motorcycle Insurance
- No Comments
We see more and more drivers on the road each year. As this number goes up, the possibility of accidents also goes up. If you get in a car accident, the car insurance you have can make a big difference in the experience you have. How can you decide what type of insurance you need and how to buy it? Required coverage varies based on the state/province but typically includes the following: Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages can include bodily injury, and property damage. Bodily injury damages include medical expenses, and lost wages. Property damage includes car repair costs and loss of use of property. If you are in legal trouble, it also pays your court costs. Local laws typically require minimum amounts of liability insurance, but higher amounts are available and usually recommended. Personal Injury Protection: Personal injury protection pays for all medical treatment for you or your passengers, regardless of who was at fault in the collision. It is sometimes called no-fault coverage. The minimum amount of this insurance is typically set by local government. Medical Payments: This coverage is available in states that are not considered no-fault; it pays despite who carries responsibility for a collision. If this policy is bought, the insured person will receive payment for all types of medical or funeral costs. Collision: Damages resulting from a car accident will be covered under this kind of car insurance. Comprehensive: Protect your vehicle from damages from other sources when you buy this type of insurance. This can include protection from robbery, vandalism, and fire or flood damage. Uninsured Motorist: Thousands of drivers are breaking the law by driving without owning the proper amount of car insurance. This type of coverage will protect you if you are in a collision with one of these drivers. Under-Insured Motorist: Just like uninsured motorist protection, this kind of insurance protects you against people driving without enough insurance coverage. Emergency road service, car rental, and other types of car insurance can also be purchased. Car Insurance Quotes Clermont