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Comfort Security and Your Homeowners Coverage

We see more and more cars on the road each year. As this number goes up, the possibility of accidents also goes up. If you get in a car crash, the auto insurance you have can make a big difference in the experience you have. So how can you find out what type of car insurance you need and how much to buy? Coverage requirements will differ by state/province, but typically include the following: Liability: This type of insurance coverage will pay for the damage that you have caused. These damages may include bodily injury, and property damage. If you are sued, it also pays your defense and court costs. State laws typically mandate minimum amounts of liability insurance, but higher amounts can be purchased and are very beneficial. Personal Injury Protection: This type of insurance pays for the medical treatment for you and your passengers, no matter who was at fault in the collision. It is mandated in some states and optional in others. State law typically sets minimum amounts. Medical Payments: This coverage is available in non-no-fault states; it pays despite who may be responsible. If this policy has been purchased, the insured person will receive coverage for all types of medical and funeral expenses. Collision: Pays for damages to your vehicle caused by a collision. Comprehensive: Applies if your vehicle is stolen or damaged by something other than a wreck, including fire, wind, hail, flood or vandalism. Uninsured Motorist: If you are in an accident with an uninsured driver, this type of insurance coverage will protect you. Under-Insured Motorist: Similar to uninsured motorist protection, this type of insurance covers you from drivers without sufficient insurance protection. Emergency road service, car rental, and other types of car insurance can also be purchased. Auto Insurance Clermont